Terms of Use
Please read these terms carefully before using our budget consolidation services and educational resources
These terms are effective immediately and govern your use of lavniralbeleon's services and website.
1. Acceptance of Terms
By accessing or using lavniralbeleon's website, services, or educational materials, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of our services immediately.
These terms constitute a legally binding agreement between you and lavniralbeleon, located at Unit 14 Waterthorpe Greenway, Crystal Peaks, Sheffield S20 7PJ, United Kingdom. Your continued use of our services indicates your acceptance of any updates or modifications to these terms.
"Services" refers to budget consolidation tools, educational programs, financial guidance, and related resources provided by lavniralbeleon. "User" means any individual accessing our website or using our services.
2. User Obligations and Responsibilities
Account Management
Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. You must notify us immediately of any unauthorized use of your account or any other security breach.
You agree to provide accurate, current, and complete information during registration and to update this information as necessary. False or misleading information may result in account suspension or termination.
Acceptable Use
- Educational Purpose: Our services are designed for legitimate budget management and financial education
- Personal Use: Services are intended for individual use and may not be shared or resold
- Compliance: You must comply with all applicable laws and regulations when using our services
- Respectful Conduct: Harassment, abuse, or inappropriate behavior toward staff or other users is prohibited
3. Service Availability and Modifications
lavniralbeleon strives to maintain continuous service availability but cannot guarantee uninterrupted access. We may temporarily suspend services for maintenance, updates, or technical issues without prior notice.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. Users will be notified of significant changes through email or website announcements when possible.
Educational Program Scheduling
Learning programs are scheduled for autumn 2025 and spring 2026. Program availability depends on enrollment numbers and instructor availability. We will notify enrolled participants of any schedule changes at least 30 days in advance.
4. Privacy and Data Protection
Your privacy is important to us. We collect and process personal information in accordance with UK data protection laws and our Privacy Policy. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
Financial information you provide is encrypted and stored securely. We do not share personal financial data with third parties except as required by law or with your explicit consent.
- Data Collection: We collect information necessary to provide our services effectively
- Data Security: We implement industry-standard security measures to protect your information
- Data Retention: Personal data is retained only as long as necessary for service provision
- User Rights: You have the right to access, correct, or delete your personal information
5. Intellectual Property Rights
All content on lavniralbeleon's website and services, including text, graphics, logos, software, and educational materials, is protected by intellectual property laws and remains the property of lavniralbeleon or its licensors.
Users are granted a limited, non-exclusive license to access and use our services for personal, non-commercial purposes. This license does not include the right to reproduce, distribute, or create derivative works without written permission.
6. Disclaimers and Limitation of Liability
lavniralbeleon provides educational services and tools to assist with budget management. Our services are provided "as is" without warranties of any kind, either express or implied.
Financial Disclaimer
lavniralbeleon does not provide personalized financial advice or guarantee specific financial outcomes. Users should consult qualified financial advisors for personalized guidance. We are not responsible for financial decisions made based on our educational content.
Liability Limitations
To the maximum extent permitted by law, lavniralbeleon's liability for any claims arising from use of our services is limited to the amount paid for services in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages.
7. Termination and Suspension
Either party may terminate this agreement at any time. lavniralbeleon reserves the right to suspend or terminate user accounts for violations of these terms or for any reason deemed necessary to protect our services or other users.
Upon termination, your right to use our services ceases immediately. Data associated with terminated accounts may be deleted after a reasonable notice period, subject to legal retention requirements.
- User-Initiated Termination: Users may close their accounts at any time through account settings
- Refund Policy: Refunds for prepaid services are handled on a case-by-case basis
- Data Export: Users may request data export before account closure
8. Governing Law and Dispute Resolution
These terms are governed by the laws of England and Wales. Any disputes arising from these terms or use of our services will be subject to the exclusive jurisdiction of the courts of England and Wales.
Before pursuing legal action, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be submitted to mediation through a mutually agreed mediator.
9. Updates and Modifications
lavniralbeleon may update these terms periodically to reflect changes in our services, legal requirements, or business practices. Updated terms will be posted on our website with a new effective date.
Users will be notified of material changes via email or prominent website notice. Continued use of our services after notification constitutes acceptance of the updated terms.
We encourage users to review these terms regularly to stay informed of any changes that may affect their use of our services.
Questions About These Terms?
Sheffield S20 7PJ, United Kingdom
Phone: +44 151 708 4567
Email: info@lavniralbeleon.com